Start your 0% funding.

Watch the Webinar

Begin your funding journey with our comprehensive webinar, which will provide you with all the basics to effectively utilize the American credit system.

Funding-Analysis

After the webinar, we will conduct a free funding analysis to determine how we can best support you with interest-free capital.

Cooperation

Once the analysis is complete, we will begin a direct collaboration where you will receive personalized advice to secure your funding.

More Questions?

Our staff will get back to you as soon as possible regarding your inquiry.
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Welcome to Mindworker Funding School

Discover your
0% funding potential

Get $50 - $200,000 in liquid assets for 0% interest in the US. Start now and develop your entrepreneurial potential with Mindworker. (Works from anywhere in the world!)

User ratingUser ratingUser ratingUser ratingUser rating
5-star rating
4.92
70+ reviews

$50 - $200,000 dollars at 0% interest

Finance your project without interest.

Clear results

We will guide you transparently and step by step to success.

Strong community

Benefit from a unique community.

First-class support

From learning academies to 1 on 1 meetings — we're here for you.

Your fast lane to
financial freedom

In a dynamic economic world, access to fast and interest-free capital is crucial. Mindworker Funding School allows you to receive up to $50 - $200,000 every six months at 0% interest, ideal for entrepreneurs and investors who want to expand their businesses without being burdened by high interest costs.

Our innovative model uses the American credit system to offer you financial flexibility without traditional burdens. Through targeted training and personal support, we ensure that you not only receive capital, but also the know-how to maximize your investments.

Choose Mindworker LLC and open up new entrepreneurial freedoms. Together, we realize your projects and make your business visions a success.

Lucas Nummer and Mindworker LLC: Pioneers in funding

Mindworker LLC, led by Lucas Nummer, is at the forefront of innovation in the area of financing. With a clear vision: to enable entrepreneurs and investors to maximize their capital efficiently and without the burden of interest. Lucas Nummer, a recognized expert in finance and real estate, has established Mindworker LLC as a bridge between the American credit market and international entrepreneur.

Our goal is not only to make it easier for you to access capital, but also to ensure that every step of your financial journey is successful or continues to be successful through our comprehensive care and education offerings.

Convincing data
Mindworker's contribution to entrepreneurship

Discover how Mindworker LLC has changed the market. Our results speak for themselves and show how we support entrepreneurs across borders.

+
9

million of interest-free capital

We were the first company in Europe to raise almost €10 million in interest-free capital for our customers to realize their entrepreneurial dreams.

1
.

Pioneer in Europe

Mindworker LLC is the first company in Europe that specializes in raising liquid assets in the USA.

700
+

Qualified customers

Our programs have already trained more than 700 entrepreneurs who are now successfully expanding their businesses independent from traditional financing models.

96
%

customer satisfaction

With a unique 96% customer satisfaction rate, we prove that our educational approach and services meet the highest standards.

Your way to be your own bank in the future

Our funding system for your interest free dream

Mindworker LLC is revolutionizing access to capital for ambitious entrepreneurs and investors. This unique program uses the American credit card system to offer you a flexible and cost-effective financing solution specifically designed to scale your business without the burden of high interest costs.

The first step towards this financial freedom starts with our comprehensive video training, which gives you the necessary knowledge and tools to effectively use the American credit system. After completing this video training, you will qualify for a personal 1:1 consultation with one of our experts who will guide you through the process of raising capital. This approach ensures that you not only get funding, but also the knowledge and support to make the most of it.

Choose Mindworker Funding School and see how we turn your financial goals into tangible reality with professional advice and proven strategies. Take your company's fundraising into your own hands and make yourself independent of German banks.

Our success stories

Customer stories: Successes with Mindworker

Discover how our client's business growth was supported. Here are the experiences of entrepreneurs who have reached new financial heights with us.

Innovation and first-class quality

“Mindworker LLC in Miami, Florida, offers an outstanding program that stands out for its innovation and first-class quality. The dedicated and competent team always ensures a positive and supportive atmosphere. Their professionalism and creative approach make Mindworker LLC an indispensable partner for anyone looking for world-class solutions. I highly recommend the company and team!”

Dr. Julian Hochrath,
Central PMO Coordination - RMS/ICS Projects at Volkswagen Group

Wonderful Cooperation

"It is a new business opportunity for me to raise capital and turn business dreams into reality.

I am excited about the journey and what awaits me there.

It is a very competent team and community that is always ready to help and advise. Lucas has already gained experience and knows exactly how it works. A role model with practical experience."

Regina F., Founder and CEO of TechInnovate

Investment boost for real estate

"I would not only recommend the Mindworker LLC team, but I actually do! And the people I have referred to their excellent work are also thrilled. If you value quick and meaningful handling of your questions and matters, detailed and accurately prepared information, and a personalized approach, then you are in the right place. Everyone on the team goes the extra mile to ensure the final result is satisfactory for all. The company management itself is supportive and reaches out, and everyone is highly committed. The information provided is worth far more than the investment, and I look forward to a long-term relationship with this great company. Best regards and a 1,000% recommendation!"

Real estate investor

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Mindworker community:
Connect with like-minded people

The Mindworker community is more than just a network — it is a platform where ambitious entrepreneurs and investors come together to exchange ideas, learn and grow together. In this community, members share their experiences, gain insights and find support on their entrepreneurial journey.

Through regular meetings, both online and on site, we enable you to make valuable contacts and benefit from the experiences of others. Our members come from a wide range of industries and countries, which makes the Mindworker community a melting pot of opportunities.

  • Network building with like-minded people

  • Access to exclusive investments

  • Joint business projects

  • Global events and meetings

Your access to growth areas
Mindworker Hubs

The Mindworker Hubs offer you specialized platforms to realize your business ambitions with innovative financial and investment strategies. Each hub is designed to equip you with the necessary tools and knowledge so that you can successfully invest internationally.

Funding Hub

Access to capital at 0% interest

The Mindworker LLC Funding Hub gives you the opportunity to receive liquid funds from the USA at 0% interest. By working with over 11,000 financial institutions, we offer you tailor-made financing solutions that are specifically tailored to the needs of modern entrepreneurs. Our experts will guide you with 1:1 support and live calls to ensure that you make the most of this unique opportunity.

  • Access to liquid assets at 0% interest: Take advantage of the opportunity to finance your company without interest.

  • Community of entrepreneurs: Be part of a dynamic community that supports and connects each other.

  • Comprehensive learning platform: Benefit from tailor-made learning materials and instructions that guide you through the financing process.

  • Personal support and live support: Get individual support and regular updates through expert coaching and live calls.

Investment Hub

Maximize your returns across various asset classes

In Mindworker's Investment Hub, you have the unique opportunity to directly participate in exclusive investment offers and achieve exceptionally high returns on equity. Without proof of income, VISA or the need to be local, we make it easier for you to access immediate real estate financing/exclusive investment offers. Our team of experts supports you with in-depth market analyses and strategic advice to optimize your investments.

  • Participation in the US real estate market: Seize the opportunity to invest in one of the world's most lucrative markets.

  • Up to 70% EC return possible: Aim for high returns without the usual market risks.

  • Immediate real estate financing possible: Quick and easy access to financing, without traditional barriers such as proof of income or local presence.

  • Expert support and market analysis: Benefit from our expertise and detailed market analyses to make informed decisions.

Travel Hacking Hub

Revolutionize your travel experience

Mindworker's Travelhacking Hub offers you unparalleled benefits when traveling through the use of US credit cards. Collect 2-10 times more miles than usual and enjoy luxurious travel experiences, such as business and first class flights or stays in exclusive hotels at bargain prices. Our hub provides you with the tools and knowledge you need to get the most out of every trip.

  • More points and better rewards: Get 2-10x more miles than in Germany with special US credit cards.

  • Access to luxury travel: Fly in Business or First Class almost free of charge and use exclusive airport lounges worldwide.

  • Free nights at top hotels at low prices: Book the most exclusive hotels worldwide at significantly reduced prices.

  • Private jets at affordable prices: Experience the freedom and luxury of flying on a private jet for just $300.

Tax Hub

Optimize your tax strategy with a US LLC

Mindworker's Tax Hub enables you to effectively save taxes by setting up a US LLC. Use legal tax savings models that help you minimize your tax burden and maximize your net income. Our experts will guide you through the process and ensure that you can take full advantage of all benefits.

  • Tax saving models by US LLC: Benefit from legal opportunities to minimize your tax burden with a US LLC.

  • 0% income tax: Find out how you don't have to pay income tax on your income legally.

  • Tailored tax strategies: Get personalized advice tailored to your individual financial circumstances.

  • Access to global tax benefits: Use global tax laws to your advantage, supported by our in-depth expertise.

Your partner for trustworthy and effective funding

At Mindworker, we focus on more than just financial services. We offer a partnership based on trust, expertise, and genuine commitment to your success. Here are six reasons why Mindworker is the right choice for your entrepreneurship:

Absolute integrity

At Mindworker, we place great value on always acting honestly, transparently and fairly so that you can always be sure that your interests come first.

Acting responsibly

We are committed to sustainable and ethical business practices to ensure that our services meet the highest standards.

Expertise that leads

Our team of experts brings extensive knowledge and deep industry knowledge to always provide you with the best advice and effective support.

Passion that's contagious

Our enthusiasm for our work motivates us every day to achieve excellent results and not only to meet your expectations, but to exceed them.

Our commitment to quality

We strive to consistently maintain high standards in the quality of our services and thus ensure your complete satisfaction.

Innovation as standard

Mindworker stands for continuous innovation in our services and products so that we can always offer you the most advanced solutions in the area of raising money.

Meet our CEO

“At Mindworker, we strive not just to be a service provider, but a true partner on your entrepreneurial journey. Our goal is to open doors to new opportunities for every customer while always acting transparently, honestly and with commitment. Every successful funding we make possible is proof that great things are possible when the right team is behind them.”

Lucas Nummer, CEO, Founder of Mindworker LLC and successful "Höhle der Löwen" (german version of Shark Tank) candidate

Funding Tiers:
Your funding packages

Get an overview of the various packages that Mindworker offers you.

Gold

  • Establishing an LLC

  • Applying for an ITIN and EIN

  • Implementing an Authorized User Position

  • Building a personal credit score

  • Personal on-site support in Miami

  • Lifetime access to Mindworker Funding School

  • Exclusive WhatsApp group with direct contact with Lucas in person

  • Mastermind in Miami with Lucas himself

  • Guaranteed support until the target funding amount of $100,000 is reached

Platinum

  • Establishing an LLC

  • Applying for an ITIN and EIN

  • Implementing an Authorized User Position

  • Building a personal credit score

  • Personal on-site support in Miami

  • Lifetime access to Mindworker Funding School

  • Exclusive WhatsApp group with direct contact with Lucas in person

  • Mastermind in Miami with Lucas himself

  • Guaranteed support until the target funding amount of $200,000 is reached

Black

  • Establishing an LLC

  • Applying for an ITIN and EIN

  • Implementing an Authorized User Position

  • Building a personal credit score

  • Personal on-site support in Miami

  • Lifetime access to Mindworker Funding School

  • Exclusive WhatsApp group with direct contact with Lucas in person

  • Mastermind in Miami with Lucas himself

  • Guaranteed support until the target funding amount of $200,000 is reached

  • Included travel service to Miami (flight+hotel) + shuttle service in Miami

Ultimate

  • Establishing an LLC

  • Applying for an ITIN and EIN

  • Implementing an Authorized User Position

  • Building a personal credit score

  • Personal on-site support in Miami

  • Lifetime access to Mindworker Funding School

  • Exclusive WhatsApp group with direct contact with Lucas in person

  • Mastermind in Miami with Lucas himself

  • Included travel service to Miami (flight+hotel) + shuttle service in Miami

  • Includes Authorized Representative in your LLC

  • Complete D4Y service

  • Includes Aged Corporation

  • Guaranteed support until the target funding amount of $200,000 is reached

  • Foreign Entity

This is how you secure your funding:
A clear roadmap

The path to your interest-free funding is easier than you think. At Mindworker, we have divided the process into three clear steps that will surely lead you to your goal. Each step is designed to provide you with clarity and to optimally prepare you for financing.

Watch webinar

Start your funding journey with our comprehensive webinar, which gives you all the basics to effectively use the American credit system.

Funding analysis

After the webinar, we'll conduct a free funding analysis to determine how we can best support you with interest-free capital.

Cooperation

As soon as the analysis is completed, we start a direct collaboration, in which you will receive personal advice to ensure your funding.

Insights and inspiration

Stay informed: Our expert blog

Welcome to our blog, where we regularly share important information, trends and success stories to help you on your journey to interest-free funding. Discover valuable tips and in-depth analyses that help you make informed decisions and successfully move your business forward.

Secure maximum funding with a US LLC

Many entrepreneurs overlook important ways in which you can effectively mobilize capital for your businesses. One of the most effective methods is to use a limited liability company (LLC) in the USA. This type of company is popular not only because of legal protection, but also because of the easier access to capital through the LLC structure.

If you own at least 25% of an LLC, you're eligible to apply for business credit cards. These cards use both the LLC's credit rating and your personal social security number for tax purposes. This not only opens up access to corporate capital, but also makes it possible to use the income of the LLC.

There are two main strategies for profiting from an LLC:

Acquisition of shares:
If you know someone who owns an LLC, that person could transfer 25% of the shares to you. This allows you to apply for capital through this LLC.

Buying an Existing LLC:
Buying an existing LLC, particularly one that has been around for a longer period of time, can be beneficial as such companies already have established banking relationships. This is easier than starting from scratch with a new LLC.

The right banking relationship can be decisive. If you already have personal or business accounts with a bank, this makes it much easier to apply for business credit cards. Our Mindworker Funding School provides support in building these important relationships.

Finally, if you want to use your LLC strategically, avoid specific industry names in your company name that could be considered “high-risk.” Instead, choose more general terms that allow more flexibility in financing. In our network, you can learn how to use such subtleties to your advantage.

The best credit cards with high limits for building interest-free loans

Building up a good credit rating can be crucial to getting access to higher credit limits. This is particularly important if you're working to improve your personal credit rating. Today we'll take a look at what a comparable credit rating can do for you and why it's important to choose credit cards with high limits.

Comparable credit rating is a key term that lenders use to make credit decisions. For example, if you've already been approved for a credit card with a $500 limit, it's likely that your next card has a similar or lower limit. This can be limiting if you're trying to increase your credit rating.

Credit cards with high limits are essential to break this limit. These cards show lenders that you're trustworthy enough to manage higher amounts, which in turn improves your chances of future credit limit increases.



Here are a few top credit cards that offer high limits and are ideal for building your credit score:

Chase Freedom Unlimited offers 1.5% cashback on all purchases and 0% interest for the first 15 months. You can redeem the points you've earned for Ultimate Rewards.

Chase Sapphire Preferred is perfect for frequent travelers, with 5x points on trips booked via the Chase Travel portal and 3x points at restaurants.

From American Express, you should Delta Gold Card And the Hilton Honors Surpass Card consider that offer extensive rewards on hotel and travel spending.

These maps are just a starting point. Decide which card suits you best based on your specific needs and travel habits. And don't forget to join our Mindworker Funding School to get help from our relationship managers to achieve higher limits.

The best balance transfer cards for building up capital

Balance transfers are a clever tool to avoid high interest rates and build up capital efficiently. But what exactly is a balance transfer and which cards are the best for it?

A balance transfer means transferring outstanding debt from one credit card to another, usually to benefit from lower interest rates. This can be particularly beneficial if you pay interest on a current card, as high interest rates can severely limit your financial options.

Personal balance transfer cards:
Some of the best personal cards for balance transfers initially offer 0% APR, which means you won't have to pay interest on the amount transferred for a specific period of time. Here are my favorites:

Chase Slate: No annual fee, 0% APR for the first 15 months, and no fees for transfers within the first 60 days. A good to excellent credit rating is required.
US Bank Visa Platinum: 0% APR for 20 months and a 3% transfer fee. Requires excellent credit.

Business balance transfer cards:
For companies, balance transfers can be a good way to manage liquidity without affecting personal creditworthiness.

American Express Blue Business Cash: Offers 0% APR for 12 months and collects 2% cashback on all purchases, with a 3% transfer fee.

US Bank Business Platinum: No annual fee, 0% APR for 20 months and a 3% transfer fee, but without rewards.

These cards not only offer favorable conditions for balance transfers, but also help to protect and build up your credit rating. If you want to further improve your financial strategies, visit our Mindworker Funding School for more tips and tricks.

The importance of a good credit rating and how you can save money

Creditworthiness is a decisive factor in the American financial system that is often underestimated. Many people in Europe are not aware of how a good credit rating can open financial doors. It is also possible to build up a good credit score without residing in the USA. In our Mindworker Funding School, we show how to effectively build up a credit score and make optimal use of the American banking system.

What is creditworthiness?
Creditworthiness reflects your financial solvency and reliability. It is quantified by the credit score, which records every bill paid on time or missed. A high credit score improves your chances of getting interest-free loans and approval for apartments or vehicles.

Why is a good credit rating important?
A good credit rating in the USA can help you save significant money, particularly when financing large purchases or investments:


1. Lower mortgage interest rates:
A high credit score can secure lower interest rates on mortgages, which can save thousands of dollars over the years.

2. Access to premium credit cards:
High-quality credit cards offer significant benefits, such as travel privileges and purchase protection, which are only available with good credit ratings.

3. Business credit opportunities:
With a solid credit rating, you get access to business credit cards that allow you to borrow money at 0% interest. This can be used to scale businesses, investments, or start new businesses.

A good credit rating is therefore not just a number, but a decisive factor for financial success and flexibility. Explore your options at Mindworker Funding School to learn how to make the most of your credit score.

FICO Score vs. Vantage Score: What's the difference?

There are two major creditworthiness ratings in the USA: the FICO Score and the Vantage Score. Both scores play a crucial role in credit decisions such as credit issuance, credit card approvals, and limit increases, but they differ in how they are created and used.

What is the FICO score?
The FICO Score, developed by Fair Isaac Corporation, is the most widely used credit score in the USA. Banks and lenders often use it to assess creditworthiness. This score is calculated from data that takes into account payment history, existing debts, credit history, new credit inquiries, and types of credit accounts.

What is the Vantage Score?
The Vantage Score was developed jointly by the three major credit agencies TransUnion, Experian and Equifax. This score is also used to enable lenders, landlords and other economic operators to assess creditworthiness. Both scores range from 300 to 850, and access to your Vantage score is often free, while the FICO score usually requires fees.

Access to your credit scores:
You can access your credit score and credit history free of charge once a year via AnnualCreditReport.com. For regular updates, platforms such as CreditKarma.com can provide free access to Vantage Score, while MyFICO.com and IdentityIQ.com provide regular FICO Score updates for a fee.

It's important to monitor both scores as they are used differently by lenders and provide a complete picture of your creditworthiness. In our Mindworker Funding School, you will learn how to make optimal use of these scores to maximize your financial opportunities.

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The team behind
Mindworker Funding School

Get to know the experts who drive innovation and success at Mindworker. Our team combines experience, passion and expertise to provide you with the best funding solutions.

Lucas Nummer

CEO and Founder

Kevin Gwosdz

CSO/Funding Expert

Kai Hausmann

Funding expert

Annika Sander

Funding expert

Lars Nummer

Investment expert

Benjamin Hermann

Funding expert

Marvin Lehner

process management

Liam McKim

Funding expert

Marius Burgschneider

Funding Experte

Maximilian Schmidt

Funding Experte

Natalia Orlinska

Customer Success Managerin

Act now!
Discover your financial options

Things to know about Mindworker LLC: Common Questions

Do you have any questions? We've got answers! Here you can find the most frequent inquiries about our services and offers at Mindworker LLC. Our goal is to provide you with all the information you need to make an informed decision.

Do I have to travel to the US?

Yes, you must travel to Miami with us once to open your bank accounts.

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How long will it take until my first funding arrives?

6-9 months after start

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How can I qualify for funding?

To qualify for our funding, you must first attend one of our webinars. We then carry out a personal funding analysis to evaluate your specific needs and options.

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Is credit information queried in Germany, e.g. Schufa?

No, no information such as Schufa in the USA is queried. This allows you to build up a new identity & credit rating in the USA.

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What happens if it doesn't work for me?

You have a support guarantee, we will support you until your desired funding summer is reached.

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What does our support look like?

Our service is completely individual and depends on the needs of our customers. You can find more information under the Funding Tiers Section

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You have more Questions?

Do you have any further questions? Contact us now! Our team at Mindworker LLC is ready to help you quickly and competently.